Zero charges a small, one-time fee to borrow ZUSD instead of highly variable interest rates.
Zero's efficient liquidation mechanism allows users to get the most liquidity for their RBTC. *Under normal operation.
Borrow ZUSD, a fully backed stablecoin pegged to the US Dollar that's maintained by an algorithmic monetary policy.
Extract monetary value out of your Bitcoin — without ever selling, or trusting a third party.
Borrow with 0% interest, forever (most crypto loans have an APR of ~8+%)
Unlimited borrowing up to a 110% collateral ratio
No credit checks
Pay back anytime — leave your Line of Credit open as long as a collateral ratio of at least 110% is maintained
Guaranteed price floor of $1 for ZUSD
Zero is a fully decentralized protocol where you can borrow ZUSD (a USD pegged stablecoin) interest-free using Bitcoin (RBTC) as collateral.
RBTC collateral must be maintained at a minimum collateral ratio of 110%
Loans are further secured by a Stability Pool containing ZUSD and by fellow borrowers collectively acting as guarantors
Zero is deployed within the Sovryn protocol, making it censorship resistant and the collateral system transparent
All operations at Zero are algorithmic, automated (contracts have no admin keys), and governed by ZERO stakers.
Some ‘stack’ loans to expose themselves to more Bitcoin without a centralized third party. Others provide ZUSD to the Stability Pool in exchange for rewards. And some stake their rewards for even more revenue. Go ahead, let the simulations run wild.
Buy that house, car, or more crypto with historically incomparable rates — while keeping hold of your Bitcoin.